In a skillet or pot, heat oil over medium-high heat. Add onions and ground beef, and half of jalapenos. Cook for about 5 minutes or until meat is browned and onions are translucent. Season generously with salt and pepper.
Open the can of beans, pour into skillet with meat. Heat over medium heat.
Start layering your nachos beginning with the tortilla chips. I like to break them up in smaller pieces so that the bean & meat flavors can seep throughout the nachos. Add 1/3 of the shredded cheese, green onions, cilantro, and extra jalapenos on top of the chips.
Once beans & meat are boiling, turn off your stove. Use a spoon and scoop the mixture all over the first layer of nachos. Repeat the layers two more times or until you run out of ingredients and/or room in your pot.
Make sure your hands are clean and dig in while it’s hot!